Commissions have been running the insurance for since the start of the industry. Now, with the introduction of commission-free products, we and our partners have repriced insurance to provide low-cost, commission-free products built with fee-only RIA clients in mind. I invite you to learn more about what true fiduciary-control can do for your clients.
Our solutions provide low-cost analysis and implementation of commission-free strategies including:
Term Life Insurance
Whole Life Insurance
Indexed Universal Life
Variable Universal Life
Long-Term Care Insurance
We work with the nation’s top carriers to create transparent, value-focused products - across all areas of insurance planning. We help your clients retain control over their financial plan and assets. Through the use of dramatically repriced products, we can present substantial cost and tax savings for most individuals, companies, or trusts.
We work with clients in three ways:
Evaluate Existing Policies & Investments
A simple starting points to review a client’s existing policies for potential improvements
We act as your insurance consultants to review and calculate the most efficient risk management tools for your portfolio
We then deliver an analysis that can better your financial outcomes by improving policies or finding lower-cost solutions.
Fulfill Financial Plans
We determine insurance needs through the financial planning process. This includes: Life Insurance, Long Term Care, & Disability Insurance
We can fulfill and implement these needs. This allows us to retain clients under a true fiduciary umbrella without the need to refer them to an outside commissioned agent/broker.
Insurance in a Portfolio
Insurance brings unique benefits to your financial plan during transition and decumulation phases.
Guaranteed Lifetime Income
Fixed Income Alternatives
Mitigation of Longevity Risk
Mitigation of Sequence of Returns Risk
Sentinel works with you to leverage low-cost, Commission-Free insurance products to deliver these benefits at a far better value
To help clients and other professionals better understand these topics, we are presenting a live webinar to cover this material and answer any questions you may have. If you are interested in viewing the live webinar or accessing additional materials, please fill out the form below.