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Investment Management Single Rate Fee Schedule:

Investment Fee Structure

Ongoing Comprehensive Financial Planning will be provided at no additional cost to Investment Management Clients with assets under management of at least $120,000*. The client will still sign a separate financial planning agreement.

*The client will be billed on a monthly basis for the following quarter if assets under management are less than $120,000, calculated by the market value of assets under management on the last business day of that quarter.

Investment Management Pricing

One Rate for All Assets - Our asset management fee schedule is simple, you will be charged a single rate for all assets managed by our firm. No additional commissions, sales charges, or surrender charges will ever apply.

For example: If Sentinel Wealth Management managed client assets of $2.5 million, they would be charged 0.80% annually (0.20% per quarter) on all assets managed by the firm. Once the client reached a managed account balance of $3,000,000, their fee would be immediately reduced to 0.70% per year (0.175% per quarter).

 

Investment Management Services Include

  • Personalized Investment Policy Statement

  • Institutional Money Management Access

  • Asset Allocation Implementation

  • Automatic Portfolio Rebalancing

  • Tax Efficient Optimization for taxable accounts

  • Portfolio Progress Tracking & Performance Reporting

  • Continued Monitoring & Semiannual Reviews*

 

*May be quarterly or annual upon client request

Financial Planning Pricing

In order to maintain exceptional fiduciary services to clients without implementing a minimum net-worth requirement, we maintain a client minimum annual fee of $1,500. Clients with managed account balances of over $120,000*, will receive Tier 1 financial planning services at no additional cost. For clients with managed account balances of less than $120,000*, a fixed monthly rate of $125 per month will be billed to the client as a fixed monthly financial planning fee. Clients with exceptional ongoing planning needs may be charged a higher rate according to the following schedule:
 

Implementation Fee of $875**

Implementation fee of $875 waived for initial investable assets of $190,000 or more.**

 

  • Tier 1 Ongoing Service (Assets managed less than $120,000):

    • $125/month

    • Client Portal access to Financial Planning and Investment Technology

    • 4 initial meetings following CFP® Board Standards and Procedures

    • Up to one, 1-hour client appointment per month regarding a predetermined financial planning or investment topic

    • Includes one hour of financial plan or investment advice preparation labor cost.

    • For clients expected to require up to two CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

    • Quarterly Planning Review

  • Tier 2 Ongoing Service (Assets managed less than $120,000)

    • $250/month

    • Includes all of Tier 1 Ongoing Service (excluding appointments/labor)

    • Up to two, 1-hour client appointments per month regarding a predetermined financial planning or investment topic.

    • Includes two hours of financial plan or investment advice preparation labor cost

    • For more complex clients expected to require up to four CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

  • Tier 3 Ongoing Service (Assets managed less than $120,000)

    • $350/month

    • Includes all of Tier 1 Ongoing Service (excluding appointments/labor)

    • Up to three, 1-hour client appointments per month regarding a predetermined financial planning or investment topic.

    • Includes three hours of financial plan or investment advice preparation labor cost

    • For the most complex clients expected to require up to six or more CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

***The implementation fee of $875 will be waived if initial assets under management are more than $190,000, calculated by the market value of initial assets managed. This fee will be adjusted proportionately if assets are more than $120,000, but less than $190,000. For example, if the client initially invests $160,000, the client’s implementation fee would be $375. ([$190,000-$160,000] x 1.25% = $375)