Financial Advice Transparent & Simple - The Way It Should Be

Investment Management Single Rate Fee Schedule:

Investment Fee Structure

Ongoing Comprehensive Financial Planning will be provided at no additional cost to Investment Management Clients with assets under management of at least $150,000*. The client will still sign a separate financial planning agreement.

*The client will be billed on a prorated monthly basis, paid quarterly, in arrears, for Ongoing Comprehensive Financial Planning if assets under management are less than $150,000, calculated by the market value of assets under management on the last business day of that quarter. Any investment management fees paid by the client during that quarter will be included in the fixed monthly financial planning fee.

Investment Management Pricing

One Rate for All Assets - Our asset management fee schedule is simple, you will be charged a single rate for all assets managed by our firm. No additional commissions, sales charges, or surrender charges will ever apply.

For example: If Sentinel Wealth Management managed client assets of $2.5 million, they would be charged 0.80% annually (0.20% per quarter) on all assets managed by the firm. Once the client reached a managed account balance of $3,000,000, their fee would be immediately reduced to 0.70% per year (0.175% per quarter).

 

Investment Management Services Include

  • Personalized Investment Policy Statement

  • Institutional Money Management Access

  • Asset Allocation Implementation

  • Automatic Portfolio Rebalancing

  • Tax Efficient Optimization for taxable accounts

  • Portfolio Progress Tracking & Performance Reporting

  • Continued Monitoring & Semiannual Reviews*

 

*May be quarterly or annual upon client request

Financial Planning Pricing

In order to maintain exceptional fiduciary services to clients without implementing a minimum net-worth requirement, we maintain a client minimum annual fee of $1,500. Clients with managed account balances of over $150,000*, will receive Tier 1 financial planning services at no additional cost. For clients with managed account balances of less than $150,000*, a fixed monthly rate of $125 per month will be billed to the client as a fixed monthly financial planning fee. Clients with exceptional ongoing planning needs may be charged a higher rate according to the following schedule:
 

Implementation Fee of $1,500**

Implementation fee of $1,500 waived for initial investable assets of $150,000-300,000.**

 

  • Tier 1 Ongoing Service (Assets managed less than $150,000):

    • $125/month

    • Client Portal access to Financial Planning and Investment Technology

    • 4 initial meetings following CFP® Board Standards and Procedures

    • Up to one, 1-hour client appointment per month regarding a predetermined financial planning or investment topic

    • Includes one hour of financial plan or investment advice preparation labor cost.

    • For clients expected to require up to two CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

    • Quarterly Planning Review

  • Tier 2 Ongoing Service (Assets managed less than $150,000)

    • $250/month

    • Includes all of Tier 1 Ongoing Service (excluding appointments/labor)

    • Up to two, 1-hour client appointments per month regarding a predetermined financial planning or investment topic.

    • Includes two hours of financial plan or investment advice preparation labor cost

    • For more complex clients expected to require up to four CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

  • Tier 3 Ongoing Service (Assets managed less than $150,000)

    • $350/month

    • Includes all of Tier 1 Ongoing Service (excluding appointments/labor)

    • Up to three, 1-hour client appointments per month regarding a predetermined financial planning or investment topic.

    • Includes three hours of financial plan or investment advice preparation labor cost

    • For the most complex clients expected to require up to six or more CERTIFIED FINANCIAL PLANNER™ professional labor hours per month in combined preparation and client appointments.

***The implementation fee of $1,500 will be waived if initial assets under management are more than $300,000, calculated by the market value of initial assets managed. This fee will be adjusted proportionately if assets are more than $150,000, but less than $300,000. For example, if the client initially invests $200,000, the client’s implementation fee would be $1,000. ([$300,000-$200,000] x 1.00% = $1,000)